Shop with Iwoca Pay

Spread the cost of your equipment over 3, 6 or 12 months with iwocaPay.

What is iwocaPay

We accept iwocaPay to give trade customers more control when it comes to paying. iwocaPay is available for UK Limited Businesses and LLPs on orders of £150 to £30,000.

We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like. It only takes a few minutes and won’t affect your credit score. If you’re approved you’ll be able to spread the cost on all your orders up to your spending limit.

Click here to view iwocaPay’s FAQ’s.

Pay in 3, 6 or 12 month instalments

Pay nothing for 30 Days

Spend nothing for Spend up to £30k

How to Use iwocaPay

1

Select the iwocaPay options as your payment method at checkout and fill in some basic details about your business.

2

You’ll see your monthly payment plan schedule just hit ‘Accept’

3

Link your card to set up automatic monthly payment

How much does it cost to use pay later?

Pay later is pay-as-you-go that means if you’re approved you’ll be charged interest at a rate based on your business. They only run soft credit checks which means applying won’t affect your credit score.

There are no other fees and you can settle up early and save on interest anytime you like.